Need help with financing?
Financing by Citibank, N.A.
From pre-approval through closing, our expert Home Lending Consultants will guide you throughout the homebuying process.
Whether you're a first time homebuyer or seasoned investor, we offer a variety of mortgage finance options to meet your needs.
Through our SureStart® pre-approval program1, our experienced Home Lending Consultants will work with you to find the right financing solution so you can be pre-approved for a specific loan amount. With your loan commitment in hand, you will know exactly which price range of homes to shop for. And once you choose a home, we’ll make the loan process fast and simple too.
Every member of our team is committed fully to your satisfaction, so it should come as no surprise that we guarantee our performance. If we do not close your loan on time, you will receive a $1,500 credit at closing2.
Call 877.693.0217 or email partnership.team@citi.com to get started today!
Terms, conditions and fees of accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs. Offer cannot be combined with any other mortgage offer.
1. SureStart is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. This offer is not a commitment to lend and is subject to change without notice. There is no charge for the SureStart pre-approval, but standard application and commitment fees apply.
2. If you are purchasing a home, we guarantee to close by the date specified in the purchase contract, unless prohibited by federal law*, and further provided that the date is at least 30 days after the application date and the date of the purchase contract. If the loan fails to close on time due to a delay by Citibank, you will receive a credit towards closing costs of $1,500. Offer not available for refinance loans, co-ops, unapproved condos, residences under construction, community lending loans, and government loans. In Texas, the credit may not result in your receiving cash back. (*Federal law requires certain disclosures be delivered to the borrower at least 3 business days before consummation. The guarantee to close does not apply if such disclosures are required and your closing is delayed due to the 3 business day waiting period.)
© 2012 Citibank, N. A. equal housing lender, member FDIC. Citi, Citibank, Arc Design and Citi with Arc Design are registered service marks of Citigroup Inc.
In a hurry? Call 877-693-0217 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
